Kesson 2 Breaking Myths & Misconceptions

There’s a reason so many people delay getting coverage — confusion and misinformation.
Let’s clear up a few common myths:

Myth 1: “I’m young and healthy — I don’t need insurance yet.”
Truth: The younger and healthier you are, the lower your rates. Waiting only costs more later.

Myth 2: “Life insurance is too expensive.”
Truth: Most people overestimate the cost by 3–5x. A healthy 30-year-old could get $500,000 of coverage for less than $30/month.

Myth 3: “My employer coverage is enough.”
Truth: Employer plans are often limited (1–2x your salary) and not portable if you change jobs.

Myth 4: “It’s complicated.”
Truth: It’s only complicated when you don’t understand the basics — and that’s exactly what this course will simplify for you.